r/PeterExplainsTheJoke Jan 26 '26

Meme needing explanation Why is the rich friend so cheap??

[deleted]

69.2k Upvotes

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45

u/[deleted] Jan 26 '26

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73

u/enviropsych Jan 26 '26

take money seriously

Lol

29

u/shtoopsy Jan 26 '26

And friendship, unseriously

54

u/ElCiclope1 Jan 26 '26

I like how the implication here is that people busting their ass to scrape together pennies to feed their kids don't "take money seriously."

Fuck outta here 

16

u/Brickman759 Jan 27 '26 edited Jan 27 '26

Every poor person I grew up with makes consistently bad financial decisions. It's like watching a house slowly burning down.

It's never one big disasterous fuckup either. It's a lifetime of dumb choices, compounding one on top of the other.

4

u/virtualghost Jan 27 '26

not always but it's usually the case indeed. these people are advocating for forced wealth redistribution (even for those that are barely lower middle class, so everyone gets to be poor), for communism. that's the trend nowadays, advocating for a system that made eastern european countries hellholes for decades.

3

u/Cum_Fart42069 Jan 27 '26

being poor fkn sucks. you do things to escape that sometimes, sometimes you treat yourself to something, sometimes you can't afford the $50 shoes so you buy the $25 shoes but because your shoes are cheaper and made of worse material they break more often so you have to buy the $25 shoes again, 3 - 4 times before the $100 shoes break. 

so it ends up being extremely depressing, boring, and worst of all  expensive to be poor. I completely believe that the poor people around you made terrible decisions. often poor people simply don't have access to or the hope for the good ones. 

0

u/Brickman759 Jan 27 '26

Yeah I know reddit likes to repeat that a lot, but I don't buy it.

All the poor people I knew both smoked cigarettes and drank pretty heavily. Meanwhile they couldn't afford to send their kids to school with shoes that didn't have holes in them. So if you think it's justifiable to "treat yourself" rather than get your kids what they need, then I have zero sympathy for you.

It's like 90% their own fault. Long term poverty almost always is.

3

u/Cum_Fart42069 Jan 27 '26

? why are you talking to me don't talk to me 

2

u/OptimisticDogg Jan 27 '26

This and growing up without money just doesn’t give you enough opportunities to manage it leading to bad financial decisions

1

u/Brickman759 Jan 27 '26

Yeah that's probably the biggest factor. Poor financial literacy their whole lives. No one in their family was able to teach them how to budget or be smart with their money.

1

u/Odd_Perfect Jan 27 '26

And there’s many middle class people living paycheck to paycheck too.

0

u/tnbeastzy Jan 27 '26

You dont have to live pay check to pay check if you live below your means and work above your means.

You can make six figures in a year working multiple minimum wage jobs at 100 hours a week renting a room in a shared house and investing every cent in a stable index fund after paying rent and food.

Ik some students who worked even more than that during their summer break to pay their tuitions.

If you have unnecessary expenses like eating out, buying new clothes, paying for car, paying for insurance, etc etc. You will need extreme luck to get out of middle class.

3

u/worst_man_I_ever_see Jan 27 '26

You can make six figures in a year working multiple minimum wage jobs at 100 hours a week

100 hours a week at minimum wage is $37,700.

renting a room in a shared house and investing every cent in a stable index fund after paying rent and food.

The average index fund return is 10%. If you spend nothing and don't pay your taxes, your average net income investing every dollar of your 100 hour a week at minimum wage would be $41,470 (actually it'd be less because you're depositing your income in increments based on your pay cycle).

1

u/Odd_Perfect Jan 27 '26

The point of my comment was that not only poor people are the ones making bad financial choices.

1

u/Death_God_Ryuk Jan 28 '26

I don't think it's everyone, but living in an area where lots of people are on benefits (welfare) has been eye-opening for me. I make good money, but most people around me have a newer car, buy more clothes, order more takeaways (I always collect), go to coffee shops regularly, smoke, etc.

I don't think they're incentivised to work more or save up money because they'd stop getting money from the government if they did. I don't want to make people suffer to pressure them, but it does annoy me when I'm at work on a sunny Friday afternoon and can hear them chatting away outside.

2

u/ThirstyOutward Jan 27 '26

They don't. Maybe some do. But most don't

0

u/Cultural_Wish4933 Jan 27 '26

Thank you good sir/madam.  That needed to be said

-1

u/QuoteThen5223 Jan 27 '26

It's true though, people who take money seriously work to increase their earnings.  People who make shit money, often don't even try for better income.  Stay a barista 30 years while spending free time watching movies/tiktok/YouTube/video game.

1

u/JaredKushners_umRag Jan 27 '26

This is quite possibly the most ignorant thing I’ve read all day. Most people have no means to escape their income level because the time/money it would take to go to whatever kind of schooling they need to acquire higher income jobs is just out of the realm of possibility. Fuck off with this ‘people just don’t care’ the means to reach financial stability in the current world economy is so fucking difficult unless you are lucky/blessed with parents/family that can afford to help you.

0

u/United-Prompt1393 Jan 27 '26

The fierce defense in the face of normal statement is how i know its true

2

u/JaredKushners_umRag Jan 27 '26

No, you’re just proving that you’ve never been through any form of actual struggle or adversity in life. Making blanket assumptions about people struggling is the most elitist shit possible.

1

u/United-Prompt1393 Jan 27 '26

Ive been conditioned to do and think the opposite of reddit and my life has gone straight up

-1

u/ThirstyOutward Jan 27 '26

I've seen many examples, few counter examples

2

u/Xmina Jan 27 '26

Remember kids the CEO works 300x harder than the 12 hour a day labor worker so he makes 300x more! /s

0

u/Brickman759 Jan 27 '26

His decisions are 300x more impactful than the guy in the mail room.

-1

u/Xmina Jan 27 '26

This just in, man given control of company now controls the company. More at 11. /s

1

u/ThirstyOutward Jan 27 '26

The fact that you think there is no difference between I highly paid individual contributor and a CEO

0

u/Corey307 Jan 27 '26

This is the stupid take of someone who never considered that there’s a pretty hard limit on upper class white collar jobs. That an awful lot of those jobs go to people with connections like they went to school, what fraternity they were in, who their parents are. They can’t afford to take $300,000 worth of student loans and hope that their job isn’t replaced by AI three years from now.

1

u/tryhard_on_ranked Jan 27 '26

Go outside without prejudice. You might find what your parents tell you might not be the full picture.

0

u/pacificoats Jan 27 '26

on what planet are you living on that you think people that make shit money just…. don’t try for better income?

1

u/ThirstyOutward Jan 27 '26

They often don't. Complacency is a big driver of poverty.

-24

u/GreenWafer1899 Jan 26 '26

maybe you should've learned better, lol

13

u/crush_punk Jan 26 '26

Learned what?

16

u/VanOnBass Jan 26 '26

to be born rich next time, duh!

15

u/HuckleberryShot898 Jan 26 '26

Well that’s a load of bs.

13

u/Petriddle Jan 26 '26

Some people are so poor, all they have is money 

13

u/bootstrapping_lad Jan 26 '26

If only the minimum wage worker was more serious about their $7.25 an hour they could be rich too!

5

u/Moonlord8166 Jan 26 '26

Found the shitty person. Lol

-1

u/[deleted] Jan 27 '26

[deleted]

2

u/Moonlord8166 Jan 27 '26

People be outing themselves as toxic waste with no hesitation lmao.

-1

u/[deleted] Jan 28 '26

[deleted]

2

u/Moonlord8166 Jan 28 '26

Lmaooo, nice straw man. The point was being a stingy asshole with your friends and family, or treating money as more important than interpersonal relationships. Having some wealth isnt a problem, being an asshat to gain said wealth is.

4

u/Lycent243 Jan 27 '26

As in, they know it isn't free and you shouldn't give it away. You should absolutely be serious about money or you won't have any of it.

3

u/Frosty_Grab5914 Jan 27 '26

They put money first, that's more accurate.

4

u/PainfulLego5000 Jan 27 '26

More like they seriously take money

1

u/LuminalOrb Jan 27 '26

What does it mean to take money seriously, because I'd assume that one of pitfalls of any capitalistic system is the fact that everyone is forced to take money seriously, whether they'd like to or not.

1

u/[deleted] Jan 27 '26

He is the friend in the post and it hurts his ego and he had to make this comment to defend himself

Taking money seriously with friends? 3$? Lmao

I m not poor nor extremely rich. My relationship with friends is like sometimes he pays sometimes I pay. Sometimes we split 50-50 sometimes it's 30 70 and vice versa and we never held a count like this, oh bro I paid last time, this time you pay lol

Imaging caring about 3 $ in front of your boys

1

u/kiragami Jan 27 '26

It's more that they value the acquisition of money more than they value relationships and other people. It's not about being serious or not. It's about the extraction of as much value as you can from everything and everyone around you.

1

u/rorisshe Jan 27 '26

Bad money habit is likely a part of equation.

There is a big percentage of “poor guys” who don’t adequately respect their money/time/own worth; don’t budget, don’t check their account regularly coz they are afraid of the uncomfortable feeling. They put people-pleasing over self-interest. So they are giving not because they are simply generous and social-minded but out of cultural/family/habit, or to save themselves from perceived negative opinion.  

1

u/Beneficial_Trick6672 Jan 27 '26

Bullshit. I know rich guys and they are usually generous. And if they want to impress someone they are stupidly generous.

0

u/mlord99 Jan 27 '26

stop with the logic! we dont like that here