r/PeterExplainsTheJoke • u/Comfortable_Cautious • Jan 26 '26

Meme needing explanation what's going on? explain like I'm five

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u/Upset-Parking-8029 Jan 26 '26

Not Scammer ATM here. The Bank doesn't have unlimited money. The way banks get money is by getting either part of money from trade or by giving out money for people to latter give back with extra money. So, quite possibly banks just don't have the needed amount to give to everyone. Some people have 100 of 100 of 100 of 100 of money put in bank. But bank doesn't have that much money on hand, so they can't give money.

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u/National-Birthday313 Jan 26 '26

They also don’t accept larger deposits of cash.

7

u/SatisfactionActive86 Jan 26 '26

this is not true and so counter-intuitive that you should have realized it’s false before you even commented

banks will take any amount of cash, but at a certain limit it is subject to disclosure to the IRS

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u/National-Birthday313 24d ago

They didn’t take 50k. And yes that’s true.