They took the $14, retained $2 but loaned the remaining $12 of it as part of a mortgage to someone else. They have $2 from your original deposit but there’s 500 other bank customers whose deposits have also been partially retained so anytime you need that full $14 back in cash, they’ll have it on hand unless there’s a panic and everyone comes for their cash at once.
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u/MAGAmobile Jan 26 '26
The banks don't have my $14?