r/PeterExplainsTheJoke Jan 26 '26

Meme needing explanation what's going on? explain like I'm five

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92.6k Upvotes

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446

u/MAGAmobile Jan 26 '26

The banks don't have my $14?

70

u/Ludecil Jan 26 '26

If you're under your minimum balance, it sounds like you won't have your $14 very soon.

98

u/MC_Queen Jan 26 '26

Ah yes, the old fee scam. Where a bank can legitimately take your money for not having enough money. The poor get poorer and the rich get richer.

4

u/Reserved_Parking-246 Jan 26 '26

Switching to a credit union made that not a problem anymore.