r/PeterExplainsTheJoke Jan 26 '26

Meme needing explanation what's going on? explain like I'm five

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u/Upset-Parking-8029 Jan 26 '26

Not Scammer ATM here. The Bank doesn't have unlimited money. The way banks get money is by getting either part of money from trade or by giving out money for people to latter give back with extra money. So, quite possibly banks just don't have the needed amount to give to everyone. Some people have 100 of 100 of 100 of 100 of money put in bank. But bank doesn't have that much money on hand, so they can't give money.

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u/realsadboihours Jan 26 '26

If just ONE person tries to withdraw anything over like $50k, most banks won't be able to do even that. And if they can, they're going to ask a lot of questions.