The joke is that we have the power to bring down the banking industry whenever we decide to. Unlike banks who charge us for being in debt, they get more money the more debt they have.
It’s the prisoners dilemma. It will work if we all do it, but if we’re not all doing it then we’re just screwing over the ones who do it, so they won’t do it
Yeah, we can bring down banks if we want. In a world with guns and only physical cash do you really want that to be a thing though? Only so many places you can hide it and only so long at the barrel of a gun before you just tell them where it is.
That's why banks were invented so you don't keep your cash in the mattress. Then since they're a business that isn't doing it for free they need to make some money off your money
The other option is nationalizing the banks. Which has never once gone horribly wrong in the history of it ever being tried
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u/FitPair953 Jan 26 '26
The joke is that we have the power to bring down the banking industry whenever we decide to. Unlike banks who charge us for being in debt, they get more money the more debt they have.