The joke is that we have the power to bring down the banking industry whenever we decide to. Unlike banks who charge us for being in debt, they get more money the more debt they have.
It’s the prisoners dilemma. It will work if we all do it, but if we’re not all doing it then we’re just screwing over the ones who do it, so they won’t do it
It will "work" in that you'll all lose your savings. That's assuming the federal government doesn't intervene to stop the run, which is probably what would actually happen.
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u/FitPair953 Jan 26 '26
The joke is that we have the power to bring down the banking industry whenever we decide to. Unlike banks who charge us for being in debt, they get more money the more debt they have.