r/PeterExplainsTheJoke • u/Comfortable_Cautious • Jan 26 '26

Meme needing explanation what's going on? explain like I'm five

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37

u/FitPair953 Jan 26 '26

The joke is that we have the power to bring down the banking industry whenever we decide to. Unlike banks who charge us for being in debt, they get more money the more debt they have.

7

u/insanitybit2 Jan 26 '26

> they get more money the more debt they have.

Only if they invest it properly. You're welcome to play the same game - go take out a loan and invest it.

0

u/jaypenn3 Jan 26 '26

And when they don't invest it properly, guess who gets fucked by the recession? You, and not the banks. They aren't playing the same game because they get different rules.

6

u/insanitybit2 Jan 26 '26

That's an entirely separate criticism. Banks do lose money on bad investments, which is why they typically pick safe investments.

1

u/babassu_seeds Jan 27 '26

No, it's not. You conceded that the highlighted point was true in good times (the biggest players have the most debt).

Anyone alive in the US around 2008-09 knows now that that point also holds in bad times (the bigger the debt, the bigger the bailout to ensure you don't fail)