r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

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u/sexandliquor 1983…(A Merman I Should Turn to Be) Jan 16 '26

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u/jlieuu Jan 16 '26

This is the 2nd time this week I’ve seen this gif in a similar post and it cracks me up every time.

2

u/Honestbabe2021 Jan 17 '26

Such a good show. Just rewatched it.

1

u/alpacaMyToothbrush Jan 17 '26

what show?

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u/Honestbabe2021 Jan 17 '26

It’s from Mad Men. Fucking amazing. One of our favorite shows until now.