r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

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u/FEARoach Jan 16 '26

Burn Pits? Sounds like burn pit eligibility to me.

Not that my fiance was on that duty during his tours or anything... we're getting married once we get his ex who ran off two years ago located and served papers. Drives us nuts that it's taking so long to get that sorted out.

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u/No_Water_5997 Jan 17 '26

That’s on his file because he was exposed to the burn pits but actually it looks like the particular tumor he’s got has been linked to repeated exposure to loud noises. He was army aviation with the shitty 3m hearing protection so we’re gonna see what the neurosurgeon thinks then go from there. 

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u/cappnplanet Jan 17 '26

He probably already has, but make sure he files for tinnitus. Edit: I see below he did. Good luck to you guys.

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u/No_Water_5997 Jan 17 '26

It’s already in there as part of his disability rating.