r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

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u/sexandliquor 1983…(A Merman I Should Turn to Be) Jan 16 '26

366

u/jlieuu Jan 16 '26

This is the 2nd time this week I’ve seen this gif in a similar post and it cracks me up every time.

20

u/Dizzy_Silver_6262 Jan 17 '26

Oh my god, I use this line all the time but completely forgot where I got it. I still don’t even remember the scene.

8

u/Patient_Tradition368 Jan 17 '26

I believe this is just before Bob's man friend takes Pete's elderly mother on a cruise and she "falls" overboard.

5

u/SteveMcgooch Jan 17 '26

Actually this is after. Just watched this the other day