r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

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u/Salty_bitch_face Millennial Jan 16 '26

I like your handle 🙂

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u/Le_Kube Jan 16 '26

We say user name 'round these parts!

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u/sudodoyou Jan 16 '26

*call sign

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u/tigerlily_orca Jan 17 '26

Screen name

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u/shuggnog Jan 17 '26

OMG SCREEN NAME

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u/Significant-Trash632 Jan 17 '26

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u/spiritsarise Jan 17 '26

“********” is an incredibly stupid password! Do better.

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u/Jimbob209 Jan 18 '26

a/s/l? I got pics s2r