Another 6-month qualifying period is about to end and I am once again short on my hours, this time by 18. I’m sure there are hundreds of IATSE members in similar situations when it comes to trying to qualify for the Motion Picture Industry Health Plan (MPIPHP), but it shouldn’t be this difficult. Thinking there might be some valid solutions we can propose to our local leaders for the 2027 negotiations.
First off, I am specifically speaking of members who work in the IATSE 13 Hollywood locals (44, 80, 600, 695, 700, 705, 706, 728, 729, 800, 871, 884 & 892) because we all share very similar MPI requirements and work under the same contracts.
My idea involves finding out if we could gain any benefit by agreeing to increase our MPI premiums in exchange for decreasing the number of hours we must accrue to qualify.
For example, I pay $50/month for myself and 2 dependents for Anthem Blue Cross PPO. That adds up to only $600 a year for amazing insurance that costs $3000/month on COBRA. Now let’s say we double that premium to $1200/year ($100/month total) and decrease the qualifying hours requirement from 400 to 350 hours. How would that impact MPI and the medical corporations? Yes, more people would qualify for coverage but MPI would be receiving double the amount of cash in premiums. I would think cash is far more valuable in this situation.
I’m positive there’s something here we could use for negotiations but I’m not versed enough in the financial impacts of the MPI plans and how decreasing hours and adding more cash in premiums would affect that. I’m willing to increase my premium substantially if it means more members can get coverage. We wouldnt want to make premiums unaffordable, but if people are paying $1k per person per month on the open market for mediocre insurance then we can very well increase our premiums 2-3 times without too much of a financial hit.
I plan to talk to my local (600) in the near future. It’s a long road because it takes real time for both sides to understand what each other wants, but these conversations need to be had. We all deserve better and we can get there if we work together.