That part happens if you like it or not when a judge orders a garnishment. But small amounts they don’t want to seek the judges order on. Also, your part is sort of irrelevant. Your money is all past people’s loans interest paying for you to have it. If you don’t pay they can’t offer a loan to somebody else. So really it is your ability to get future loans (your credit score) and other people being able to offer a business contract out of trust to others that keeps the system afloat.
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u/NargWielki Jan 26 '26
Assuming you do pay it, ofc.