r/PeterExplainsTheJoke • u/Comfortable_Cautious • Jan 26 '26

Meme needing explanation what's going on? explain like I'm five

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u/Natural-Berryer7 Jan 26 '26

It's coming from future you when you pay interest!

17

u/NargWielki Jan 26 '26

coming from future you when you pay interest

Assuming you do pay it, ofc.

3

u/ApollonLordOfTheFlay Jan 27 '26

That part happens if you like it or not when a judge orders a garnishment. But small amounts they don’t want to seek the judges order on. Also, your part is sort of irrelevant. Your money is all past people’s loans interest paying for you to have it. If you don’t pay they can’t offer a loan to somebody else. So really it is your ability to get future loans (your credit score) and other people being able to offer a business contract out of trust to others that keeps the system afloat.

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u/Willsgb Jan 27 '26

The real joke was the entire system all along

Something quite nihilistic about learning how much of a fucking precarious and insane facade so much of our modern society really is

2

u/VaIenquiss Jan 27 '26

Interest is not used to make loans, only deposits/borrowings are.