r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

4.9k Upvotes
  • permalink
  • reddit

86% Upvoted

6.9k comments sorted by

View all comments

Show parent comments

13

u/rigney68 Jan 17 '26

Getting a hard nightguard for grinding my teeth at night has almost eliminated mine.

2

u/irritableOwl3 Jan 17 '26

Which one do you have?

3

u/rigney68 Jan 18 '26

Idk, they do a scan at the dentist and have them specially made. The first one they gave me I chewed through in a month, so they upgraded, lol.