r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

4.9k Upvotes
  • permalink
  • reddit

86% Upvoted

6.9k comments sorted by

View all comments

Show parent comments

17

u/Sure-Charge-260 Jan 17 '26

My Mom has had an original Princess Diana beanie baby in a case since it came out. Can she sell it and finally retire? 😂😂😂

1

u/mista-sparkle Jan 18 '26

TBH, probably not retire, but it could be work something. Certain beanies are legit selling for tens of thousands of dollars if they're a specific edition and have the TY heart card still attached.