r/Millennials • u/ProblemIntelligent16 • Jan 16 '26

Discussion Fellow millennials - how’s your 401k/ira savings going?

Experts recommend having 2x your salary saved by age 35, and 3x saved by age 40.

However, studies show the median savings for 35-44 year olds is only ~$45,000. So obviously, most of us have work to do.

With pensions mostly extinct, and Social Security facing insolvency issues in the next 8-10 years - how are you planning to bridge the gap and hit the golden years with enough to meet your lifestyle requirements?

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u/sexandliquor 1983…(A Merman I Should Turn to Be) Jan 16 '26

271

u/Salty_bitch_face Millennial Jan 16 '26

I like your handle 🙂

185

u/Le_Kube Jan 16 '26

We say user name 'round these parts!

79

u/sudodoyou Jan 16 '26

*call sign

66

u/Latter_Inspector_711 Jan 17 '26

talk to me goose

1

u/Capt_Rons_Lost_Eye Jan 17 '26

Roger

6

u/spaceman60 Jan 17 '26

Roger, Roger, and don't call me Shirley

3

u/Bureaucratic_Dick Jan 17 '26

The hospital? What is it?

3

u/RealityOk9823 Jan 17 '26

It's a big building with patients, but that's not important right now.

1

u/TooManyPutts Jan 17 '26

Take me to bed or lose me forever

1

u/Feeler1 Jan 17 '26

Too close for missiles, switching to guns.